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Credit Risk Manager

Shift·Sydney·Remote·Posted 26 October 2026

About the role

Who is Shift? Shift provides business finance to small, established and corporate sized businesses in Australia, including Business Overdraft, Equipment Line, Asset Finance, Term Loan and Trade Account. Founded in 2014, Shift has funded more than 30,000 Australian businesses. At Shift, our unique approach to product innovation combined with our collaborative culture means you can build your career in a supportive environment. You’ll be joining a diverse team of over 300 people who are always looking to deliver better outcomes for Australian businesses. About the Role: As Credit Risk Manager at Shift, you’ll make credit decisions on escalated originations in our Small Business Division, with Delegated Lending Authority (DLA) up to $500K. You’ll handle edge cases that require sound judgment, drive at-the-margin credit standards and support SBD’s growth by centralising credit decisioning. You’ll also play a key role in shaping credit strategies, digital processes, and continuous improvement initiatives as we advance our automated capabilities.   What you’ll do: - Assess and decide escalated credit referrals (up to $500K DLA), focusing on judgment-based cases outside standard…

This is a summary of the advert. The full description and the application are on Shift's careers site.

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