Principal Fraud Analyst (Data Science), Digital Payments Fraud Strategy US

Toast·Remote US·Remote·Posted 2 November 2026

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About the role

Toast creates technology to help restaurants and local businesses succeed in a digital world, helping business owners operate, increase sales, engage customers, and keep employees happy. Toast is driven by building the all-in-one restaurant platform that helps restaurants operate their business, increase sales, engage guests, and keep employees happy. We are seeking a Principal Analyst to join our Fraud Analytics team to own the analytical strategy for assessing and mitigating fraud risk for digital transactions. This role will report to the Senior Manager of Fraud Analytics. This senior individual contributor role will be central to driving actionable insights & defining the risk strategy across Toast’s Fintech ecosystem. About this roll* (Responsibilities) Lead the definition and evolution of risk frameworks across the digital payments landscape, with a focus on guest fraud. Design, develop, and own core fraud and risk metrics that inform decision-making, performance measurement, and strategy. Partner with internal stakeholders (Product, Engineering, Risk Operations) to translate analytical insights into scalable solutions. Evaluate, integrate, and manage external data sources…

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