Merchant Risk Officer
Alma·Lille·Posted 12 November 2026
About the role
ABOUT ALMA Alma is the French leader in Buy Now Pay Later (BNPL), operating in 10 European countries. Our mission is to put finance back at the service of merchants and consumers, not the other way around. Today: - 25,000+ active merchants - 10 million consumers served - 4.8/5 on Trustpilot - A fast-growing team ensuring every transaction is secure, fair, and smooth You will join a dynamic Merchant Risk Team, protecting Alma against fraud while helping merchants and consumers have a reliable experience. ABOUT THE ROLE As a Merchant Risk Officer, you will become Alma’s first line of defense against merchant risk. Every day, you will analyze our merchants’ activity and behavior to identify risky situations as early as possible. Your role will be to understand early warning signs, investigate unusual situations, and make the right decisions to protect Alma, its partners, and its consumers. More specifically, you will seek to answer three questions: - Is this merchant using Alma in compliance with our terms and conditions? - Does their activity present a financial, fraudulent, or regulatory risk? - What actions should we take to mitigate this risk? KEY…
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