Risk and Fraud Officer
Alma·Lille·Posted 12 November 2026
About the role
ABOUT ALMA Alma is the French leader in Buy Now Pay Later (BNPL), operating in 10 European countries. Our mission is to put finance back at the service of merchants and consumers, not the other way around. Today: - 25,000+ active merchants - 10 million consumers served - 4.8/5 on Trustpilot - A fast-growing team ensuring every transaction is secure, fair, and smooth You will join a dynamic Consumer Risk team, protecting Alma against fraud while helping merchants and consumers have a reliable experience. ABOUT THE ROLE As a Risk & Fraud Officer, you will be on the front line of fraud prevention at Alma. Every day, our automated systems flag hundreds of transactions. Your role is to analyze them in depth and make informed decisions: approve, block, or request additional documents. Daily activities include: - Reviewing identity scoring results: fake documents, liveness checks - Investigating alerts triggered by internal fraud rules - Detecting known fraud patterns emerging after transactions Your goal: identify high-risk transactions before any default occurs. This role is based in Lille, with 2 days of remote work per week. Occasional weekend shifts may be…
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